Don’t Be Fooled By Debt

By steve.h | October 3, 2018 | 0 Comments

Debt: a word we hear daily and concept with which some of us are all too familiar. Whether student loans, credit cards, or something else, there are numerous ways we find ourselves owing money to another person or institution. Often times, you’ll hear financial experts and pundits advocating for “good debt,” or debt that works …

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Colorado Bankruptcy in Brutal Murder Case

By steve.h | September 26, 2018 | 0 Comments

As unfortunate as it may be, the team here at Holland Law Office knows that Colorado families filing for bankruptcy may experience strain on their personal lives as well. Some couples may divorce, some parents and children may have a difficult time getting along; the list is endless. Debt and bankruptcy can sometimes make people …

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Colorado Bankruptcy 101

By steve.h | September 19, 2018 | 0 Comments

Bankruptcy is a daunting task and can be demoralizing for even the strongest person. Whether you are filing for personal reasons, attempting to restructure your business, or find yourself on the short end of a nasty divorce, the reasons for filing for bankruptcy are endless and all present their own challenges. You may be wondering …

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Chapter 13 repayment plan

By steve.h | May 27, 2018 | 0 Comments
Chapter 13 repayment plan

Bankruptcy is a tough situation to deal with, but it can also be a great way to reset your finances and get things back on track sooner rather than later. There are many different types of bankruptcy and each one relates to different situations. When it comes to individuals who need to revamp their finances …

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How to file chapter 7 in Colorado

By steve.h | May 24, 2018 | 0 Comments
chapter 7 in Colorado

When you file chapter 7 bankruptcy in Colorado, the process is pretty smooth and helpful for everyone involved. There are many benefits to filing chapter 7 bankruptcy. The biggest benefit is the protection against wage garnishment. This means that your debtors will not be able to take part of your paycheck as a means to …

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5 Options for Clearing Medical Debt

By steve.h | May 22, 2018 | 0 Comments
Medical Debt

The cost of medical care and attention can become overwhelming. Medical debt is a major cause of financial struggle for many people. It can cause patients and their families to rack up thousands of dollars in credit card debt, use up retirement savings, lose their homes or even file for bankruptcy. Although high medical bills …

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Average Credit Score After Chapter 7 Bankruptcy

By steve.h | May 22, 2018 | 0 Comments
Credit Score After Bankruptcy

One of the biggest concerns that is raised when it comes to bankruptcy is what will happen to my credit score? Initially, declaring bankruptcy will lower your credit score, and the exact amount will vary based on what your credit score was prior to the filing. There is no set number that the score will …

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Can I Discharge My Student Loans with Bankruptcy

By steve.h | May 7, 2018 | 0 Comments
can i discharge student loan debt through bankruptcy

It seems every year the cost of college goes up, and with that student loans increase. Research shows the average student loan debt is around $37,000 per student, and when that is combined with other debts, it may seem like too much to handle. If you are considering filing for bankruptcy, you might know that …

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What Happens to Your Credit Score after Bankruptcy

By steve.h | April 27, 2018 | 0 Comments
What Happens to your Credit Score After Bankruptcy

Most people think that declaring bankruptcy spells doom and gloom for your credit score, and that for the rest of eternity you will never be able to take out a loan again. The reality couldn’t be farther from the truth. While declaring bankruptcy does initially impact your credit score, it is not the end of …

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Why Companies Declare Bankruptcy

By steve.h | April 25, 2018 | 0 Comments

You’ve heard it all before, a company goes bankrupt and then closes; former big names like Radio Shack and Toys R Us are some of the most recent victims. But should you panic when you hear of a company declaring bankruptcy, or more importantly, if you have your own company are there times when you …

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