Garnished Wages Without Notification

By Steven Holland | March 19, 2018 | 0 Comments
Garnished Wages

Are you having your wages garnished? Garnishment is a legal process that judgment creditors often use against consumers to collect debts owed on credit cards, payday loans, auto loans, student debt, unpaid taxes, and any other personal or even secured debt in some cases. In the majority of cases, your wages cannot be garnished without …

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How Do I Know if I Qualify for Chapter 7 Bankruptcy?

By Steven Holland | February 28, 2018 | 0 Comments
Chapter 7 Bankruptcy

Chapter 7 bankruptcy, also known as “liquidation bankruptcy,” is the most common type of bankruptcy filing in the United States. It is designed to help people with low income and high debt get a fresh start. The vast majority of recent filers have successfully erased their debt. In a nutshell, a bankruptcy court will discharge …

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You’re Unemployed and in Debt: Bankruptcy or Debt Negotiation?

By Steven Holland | February 22, 2018 | 0 Comments

Facing a mountain of debt is never easy under any circumstances. But if you lost your job due to layoffs or your company decided it was more cost effective to more your job to another country, then your situation could become dire. If you delay or ignore the calls to pay your creditors, you risk …

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Are “Termination on Bankruptcy” Contract Clauses Enforceable?

By Steven Holland | February 16, 2018 | 0 Comments
termination on bankruptcy

What exactly is a “termination on bankruptcy” clause? Do you have them in your business contracts? Has someone pulled out of a contract with you based on this provision? A “termination on bankruptcy” clause is standard in most business contracts. It allows one party to terminate the contract if the other party is bankrupt, insolvent, …

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